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Retirement progress report

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Things are fine. I am learning to redefine myself and try doing things the give me pleasure, happiness and purpose besides making money. I am starting physical training PT at local college and will offer my services to 55 and over facing retirement and medical challenges. I am also starting to expand my cooking skills and will be volunteering at a local kitchen . Last but not least i am working on my next book, “Work book on how to retire successfully.

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You spent 40 plus years paying attention to and planning your Breadwinning career. Work-related issues and problems filled your mind on the job and when at home. Now that is gone, but your mind has not moved on. Just like your planning for retirement where you were given financial advice on saving for retirement. You maintained a 401K, set aside money from your family for your own future use. You may have even gotten get help by engaging a financial planner to guide your investing. You were told that hobbies and vacations will fill your days with happiness and purpose. It may, but not likely. The book “Retirement How NOT to end up Tired, Bored and Lonely” is an excellent introduction to this next part of your life. In retirement, you need to rediscover yourself and your new purpose.

Retirement has started. What do I do? Part IV – Try, Try Again.

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You have retired. Your old life is gone. No amount of money can bring it back. This is a time of reconciliation, re-organization and rebirth. You need to get up. get dressed and go out into the world and try new efforts to find you pleasure, happiness and purpose for this part of your life. This poem touches on “what you need to do!”

It’s a lesson you should heed,
Try, try again.

If at first you don’t succeed,
Try, try again.

Then your courage should appear,
For if you will persevere,
You will conquer, never fear,
Try, try again.

Once or twice, though you should fail,
Try, try again.

If you would at last prevail,
Try, try again.

If we strive, ’tis no disgrace,
Though we do not win the race;
What should you do in that case?
Try, try again.

If you find your task is hard,
Try, try again.

Time will bring you your reward,
Try, try again.

All that other folk can do,
Why, with patience, should not you?
Only keep this rule in view,
Try, try again.

Fear not you have already succeeded at his once before, second time is always easier. a YouTube video to inspire your efforts —)))

Try it.

You spent 40 plus years paying attention to and planning your Breadwinning career. Work-related issues and problems filled your mind on the job and when at home. Now that is gone, but your mind has not moved on. Just like your planning for retirement where you were given financial advice on saving for retirement. You maintained a 401K, set aside money from your family for your own future use. You may have even gotten get help by engaging a financial planner to guide your investing. You were told that hobbies and vacations will fill your days with happiness and purpose. It may, but not likely. The book “Retirement How NOT to end up Tired, Bored and Lonely” is an excellent introduction to this next part of your life. In retirement, you need to rediscover yourself and your new purpose.

Retirement has started, so where do I go? What do i do? Part II.

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You walk outside your home and you are lost. No place to go, Isolated and feeling anxious about not having alternatives. Here is what others have tried as transition into retirement to avoid the loneliness and depression of not having a life.

Shop for sales
Go to retail stores and get daily sales. This gets you out of the house, to be among people and interact with store clerks. Your family will appreciate what you buy. If not you can return the items until you understand their needs.

Estate and Garage Sales
Go to estate and garage sales and start collecting lamps, small statues, bottles of cologne, marbles, trains, etc. then sell them on eBay to cover your costs plus profit for your wife. You get to work with people on both ends and you set time and effort within your limits. See if you can join an ebay club in your area or a local training program.

Cook
Take over cooking dinners. Yes, be Mister Mom. Cook, shop for groceries, clean the refrigerator, prepare the meals, expand your comfort zone into new areas. This will be appreciated by all.

Physical Activity
Use an e-bike and go riding. Yes, take the physical challenge out and meet people riding. The idea is to go out and meet other riders rather then physical activity for muscle building or sweating. Join a bike club. You can go on A+ rides with the e-bike and not have to turn yourself inside out physically. You will be pleasantly surprised how much fun and purpose you will have.

Part Time Job
Be a school bus driver for 2 to 4 hours a day. Home Depot and Lowes offers part time work where you can pick your hours. Get out of the house, you get a great feeling of accomplishment by helping other people and get a little extra money to boot.

The objective is to get out of the house and do something that gets you with people doing something that you enjoy. You already had a career and earned lots of money. The direction is to find people you can make friends with.

Great video with good overview and some excellent recommendations on how to find good opportunities

You spent 40 plus years paying attention to and planning your Breadwinning career. Work-related issues and problems filled your mind on the job and when at home. Now that is gone, but your mind has not moved on. Just like your planning for retirement where you were given financial advice on saving for retirement. You maintained a 401K, set aside money from your family for your own future use. You may have even gotten get help by engaging a financial planner to guide your investing. You were told that hobbies and vacations will fill your days with happiness and purpose. It may, but not likely. The book “Retirement How NOT to end up Tired, Bored and Lonely” is an excellent introduction to this next part of your life. In retirement, you need to rediscover yourself and your new purpose.

Retirement has started, so where to I go? What do i do?

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I wake up early, wash up, get dressed and go to the gym or bike for 45 minutes. Now what? I could stay at the gym or bike ride for the day and have bragging rights, but I would still be alone. My mother like to say a job solves all your problems. So what is the path to pleasure, happiness, and purpose in retirement?

The trick is do repeat what you did when you were a teen. Just go out and try it. If it does not work, pick something else and try again. Do it out of the house and with people. Just like when you were a teen and went to play in the neighborhood. If this is outside of your comfort zone. That ok. It was when you were a teen and you survived.

A YouTube Video on stepping outside your comfort zone.

The bottom line is you can now choose a purpose that does not force you to support your family. A choice that give you pleasure and happiness.

Retirement – Some thoughts on how loneliness, depression lead to suicide

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In this journey of retirement, there is more than just money. The obligation and challenge of supporting your family was your purpose, that which gave you a connection and meaning to your life.
You are challenged by changes in your core view of how you spent the last 40 plus years that is now gone.
You need to reinvent yourself just like in the beginning. Except now you have the added challenge of not having to earn money.

Independent wealth is not necessarily a benefit.

A YouTube video on a man’s journey from depression to suicidal thoughts to reconnecting with his tribe and purpose.

You spent 40 plus years paying attention to and planning your Breadwinning career. Work-related issues and problems filled your mind on the job and when at home. Now that is gone, but your mind has not moved on. Just like your planning for retirement where you were given financial advice on saving for retirement. You maintained a 401K, set aside money from your family for your own future use. You may have even gotten get help by engaging a financial planner to guide your investing. You were told that hobbies and vacations will fill your days with happiness and purpose. It may, but not likely. The book “Retirement How NOT to end up Tired, Bored and Lonely” is an excellent introduction to this next part of your life. In retirement, you need to rediscover yourself and your new purpose.

Retirement Surprises – Isolation, Depression, Anxiety and Suicide – Part 0 Isolation (The beginning of the end!)

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I have added a beginning to the trilogy of Depression, Anxiety and Suicide, this beginning is Isolation. It is the single event that will start the beginning of the end of your life. Yes, isolation results in greater heart disease, cancer and and is the equivalent of smoking half a pack of cigarettes a day. Here is a National Institute of Health study that details the impact of loneliness. LINK

You have just left behind a full career, a tribal group centered around work and supporting your family. All gone in a blink. The lie of retirement is that you think it is a simple continuation of your life, it is not! It is a new beginning. Remember when you had to go out and find friends, Choose a career where you added value to others’ lives so you could earn a living. Yes, the world did not come to you, you went out to it. In every case you left your home and tried to add value to other people’s lives.

This video talks to the real life experiences of retirees. This is not an easy or small challenge to happiness. It requires your full attention.

The first time you found pleasure, happiness and purpose, your entire tribal network was there to help and support you. You are retired and they are living their lives, raising families, building careers, taking vacations. All busy as one armed paper hangers, just like you were before retirement.

This BBC video really shows how bad it will be unless you step out just like you did in the beginning to redefine your life. Not to earn money or build a family, but to have a tribal network and friends. How will you add value to your community and purpose to your life?

Scary times.

You spent 40 plus years paying attention to and planning your Breadwinning career. Work-related issues and problems filled your mind on the job and when at home. Now that is gone, but your mind has not moved on. Just like your planning for retirement where you were given financial advice on saving for retirement. You maintained a 401K, set aside money from your family for your own future use. You may have even gotten get help by engaging a financial planner to guide your investing. You were told that hobbies and vacations will fill your days with happiness and purpose. It may, but not likely. The book “Retirement How NOT to end up Tired, Bored and Lonely” is an excellent introduction to this next part of your life. In retirement you need to rediscover yourself and your new purpose.

Retirement Surprises – Depression, Anxiety and Suicide – Part I Depression

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You have successfully managed your money and have enough to live comfortably. Surprise, you may have just set yourself up for the most challenging and stressful time of your life. It turns out that after a brief busy period following retirement, 4% of retirees have severe depression and almost 25% suffer mild to severe depression. This does not include anxiety attacks or suicides.

Here is a YouTube video that reminds you that retirement means a new effort to find your pleasure, happiness and purpose and the need to find a new tribe. Just like when you were a teenager, you need friends:

This great YouTube video by a retiree discuses some truths of retirement’s challenges.

National Institute of Health (NIH) study that shows that a full 23+ percent of retirees suffers mild to moderate depression and almost 4% suffers severe depression
Link to Study

You spent 40 plus years paying attention to and planning your Breadwinning career. Work-related issues and problems filled your mind on the job and when at home. Now that is gone, but your mind has not moved on. Just like your planning for retirement where you were given financial advice on saving for retirement. You maintained a 401K, set aside money from your family for your own future use. You may have even gotten get help by engaging a financial planner to guide your investing. You were told that hobbies and vacations will fill your days with happiness and purpose. It may, but not likely. The book “Retirement How NOT to end up Tired, Bored and Lonely” is an excellent introduction to this next part of your life. In retirement you need to rediscover yourself and your new purpose.

Where to Retire – The one key question to ask

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Retirement options are different for men and for women. Men who lost their tribe want to start over. They may be having social anxiety and are lost without a “job”. They suggest:

Take a Winnebago trip across the county
Move to new housing in a different state
Move to a summer home in the middle of a forest

They are running away, from their feeling of isolation and loss of purpose in their lives. They are alone in their man caves. No matter where you end up living, the challenge is when you get to where you are going you still need to find and grow the tribe of people to have pleasure, happiness and purpose in your retirement years. Bottom line it does not matter where, but with whom you are living that is the leading driver for where to retire. The one key question is:

Are you living within 15 minutes of family or “true” friend?

They key to successful retirement is not being isolated and alone. You will need to find and develop “Purpose” and that means interacting with people to achieve a goal. True friends and family are great companions in this journey.

Other key considerations are:

If you live in the middle of nowhere, you are nowhere. Make sure community resources are within a 15 to 30-minute drive e.g. shopping, entertainment, hospitals, doctors, housing, public transportation, etc.
Reconsider what give you purpose and happiness. You have almost spent your entire life working for family, career and wealth. Each day ask yourself: “What do give you pleasure, happiness and purpose?” Change those things that do not. Start small with what you like to eat for lunch. What shirts you like to wear. Choose and keep choosing. Watch the small things, the big items will follow
Live within your financial means. Happiness is not found in conspicuous consumption. When you pay people for a service, these people are paid to be nice to you. It is not a acquaintance or a relationship, just a moment in time where you are distracted form your real life.

Here is a video of two women discussing handling and repurposing your life in retirement. Enjoy

You spent 40 plus years paying attention to and planning your Breadwinning career. Work-related issues and problems filled your mind on the job and when at home. Now that is gone, but your mind has not moved on. Just like your planning for retirement where you were given financial advice on saving for retirement. You maintained a 401K, set aside money from your family for your own future use. You may have even gotten get help by engaging a financial planner to guide your investing. You were told that hobbies and vacations will fill your days with happiness and purpose. It may, but not likely. The book “Retirement How NOT to end up Tired, Bored and Lonely” is an excellent introduction to this next part of your life. In retirement you need to rediscover yourself and your new purpose.

Retirement First steps to the rest of your life – Purpose

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Congratulations you have retired. Saved enough so you have food to eat, money to travel and can still climb a flight of stairs. You have been successful in your Breadwinner career and providing for your family. In retirement you need to find your new purpose that give you pleasure, happiness and accomplishment (purpose). Sometimes this is hard to share with others and yourself so you can maintain direction in your life.

Do you know your purpose in retirement?

Here is a Ted YouTube video on how to verbalize your retirements lifes purpose

You spent 40 plus years paying attention to and planning your Breadwinning career. Work-related issues and problems filled your mind on the job and when at home. Now that is gone, but your mind has not moved on. Just like your planning for retirement where you were given financial advice on saving for retirement. You maintain a 401K, set aside money from your family for your own future use. You may even get help by engaging a financial planner to guide your investing. You are told that hobbies and vacations will fill your days with happiness and purpose. It may, but not likely. The book “Retirement How NOT to end up Tired, Bored and Lonely” is an excellent introduction to this next part of your life. In retirement you need to rediscover yourself and your new purpose.

Meditation Is it possible while under drug addition

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The purpose of meditation is to have a tool to manage all the busy thoughts generated by judgments of others and negative thinking. Judging other would be great if they wanted or cared about your opinion. Usually, they do not, and it is only you justifying your view in contrast to theirs. Agree to disagree. Accept their idea as an alternative and free your mind and body from managing it on your thought list. Negative thinking is you looking for problems. Great if walking in the forest and watching out for lions, tigers, and bears or running a company looking for future challenges to solve. These are now distractions from you seeing yourself.

Drugs, in this case, sugar and carbohydrates when eaten in excessive quantities are an addictive drug that can result in diabetes, excessive weight, and anxiety or Metabolic Syndrome. These ailments are distractions from you finding yourself and your pleasures, happiness, and purpose during retirement

Are you a sugar and carbohydrate drug addict? Try MyFitnessPal and iPhone application to measure your percent carbohydrates and sugars that are consumed as part of your daily calories. Just like smoking, caffeine and alcohol, all drugs that hamper your free will, you are a drug addict addicted to sugars and carbohydrates.

Ted YouTube video on Sugar and Carbohydrates as an addictive drug:

You spent 40 plus years paying attention to and planning your Breadwinning career. Work-related issues and problems filled your mind on the job and when at home. Now that is gone, but your mind has not moved on. Just like your planning for retirement where you were given financial advice on saving for retirement. You maintain a 401K, set aside money from your family for your own future use. You may even get help by engaging a financial planner to guide your investing. You are told that hobbies and vacations will fill your days with happiness and purpose. It may, but not likely. The book “Retirement How NOT to end up Tired, Bored and Lonely” is an excellent introduction to this next part of your life.