guide

Retirement – Getting started!

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I can’t get started. My day is centered around the TV. Watching the news over coffee and then I make myself a good breakfast, but instead of an energy boost, I find myself again watching the TV. Later I do something for the house or take a trip to the store to pick up a single item. In the afternoon, I will keep my wife company and go out for lunch and do some shoping. She shops while I find a place to sit. My chair and I are becoming one. My get up and go has got up and left.

Retirement is not a time of rest, it is a time to expand your pleasure, happiness and purpose beyond earning money.
Get up, go out and do it.
By showing up you will be successful. Allow yourself to try. Trust your core values of a successful life. Great YouTube video on making it happen:

This YouTube touches on values that are you.

You spent 40 plus years paying attention to and planning your Breadwinning career. Work-related issues and problems filled your mind on the job and when at home. Now that is gone, but your mind has not moved on. Just like your planning for retirement where you were given financial advice on saving for retirement. You maintained a 401K, set aside money from your family for your own future use. You may have even gotten get help by engaging a financial planner to guide your investing. You were told that hobbies and vacations will fill your days with happiness and purpose. It may, but not likely. The book “Retirement How NOT to end up Tired, Bored and Lonely” is an excellent introduction to this next part of your life. In retirement, you need to rediscover yourself and your new purpose.

Where to Retire – The one key question to ask

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Retirement options are different for men and for women. Men who lost their tribe want to start over. They may be having social anxiety and are lost without a “job”. They suggest:

Take a Winnebago trip across the county
Move to new housing in a different state
Move to a summer home in the middle of a forest

They are running away, from their feeling of isolation and loss of purpose in their lives. They are alone in their man caves. No matter where you end up living, the challenge is when you get to where you are going you still need to find and grow the tribe of people to have pleasure, happiness and purpose in your retirement years. Bottom line it does not matter where, but with whom you are living that is the leading driver for where to retire. The one key question is:

Are you living within 15 minutes of family or “true” friend?

They key to successful retirement is not being isolated and alone. You will need to find and develop “Purpose” and that means interacting with people to achieve a goal. True friends and family are great companions in this journey.

Other key considerations are:

If you live in the middle of nowhere, you are nowhere. Make sure community resources are within a 15 to 30-minute drive e.g. shopping, entertainment, hospitals, doctors, housing, public transportation, etc.
Reconsider what give you purpose and happiness. You have almost spent your entire life working for family, career and wealth. Each day ask yourself: “What do give you pleasure, happiness and purpose?” Change those things that do not. Start small with what you like to eat for lunch. What shirts you like to wear. Choose and keep choosing. Watch the small things, the big items will follow
Live within your financial means. Happiness is not found in conspicuous consumption. When you pay people for a service, these people are paid to be nice to you. It is not a acquaintance or a relationship, just a moment in time where you are distracted form your real life.

Here is a video of two women discussing handling and repurposing your life in retirement. Enjoy

You spent 40 plus years paying attention to and planning your Breadwinning career. Work-related issues and problems filled your mind on the job and when at home. Now that is gone, but your mind has not moved on. Just like your planning for retirement where you were given financial advice on saving for retirement. You maintained a 401K, set aside money from your family for your own future use. You may have even gotten get help by engaging a financial planner to guide your investing. You were told that hobbies and vacations will fill your days with happiness and purpose. It may, but not likely. The book “Retirement How NOT to end up Tired, Bored and Lonely” is an excellent introduction to this next part of your life. In retirement you need to rediscover yourself and your new purpose.

Retirement – How NOT to End Up Tired, Bored and Lonely now available on amazon

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My book Retirement – How NOT to End Up Tired, Bored and Lonely is now available in printed and kindle version on Amazon.

Please enjoy the read. I would appreciate all comments and Amazon reviews.

Link to Amazon Page

You spent 40 plus years paying attention and planning your Big money career. Work related issues and problems filled your mind on the job and when at home. Now that is gone, but your mind has not moved on. Just like your planning for retirement where you were given financial advice on saving for retirement. You maintain a 401K, set aside money from your family for your own future use. You may even get help by engaging a financial planner to guide your investing. You are told that hobbies and vacations will fill your days with happiness and purpose. It may, but not likely.

Meditation – Finding pleasure and purpose during retirement

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Meditation comes in many flavors. You can go all the way from silence, isolation and deprivation of sensory to just learning how to prioritize your thoughts.
This is the first in a series on helping yourself to see what gives you pleasure and purpose in retirement. We start with the “list”.

The list works as follows:
Write down any subject that comes into your mind as you think about yourself and number them. A short example could be

1. I am overweight
2. My son does not have a regular job
3. I Wish I had more sex time with my wife
4. Garage door makes too much noise

Each item on the list is something you can wrap your mind around, world peace is too big, got it?

The next day or a day latter sit down and write the list again with the old list next to you. As you write the lists you will be able to feel each item. Your worries and woes are open for you to embrace and make friends with, not run from. Do this for 3-5 lists and you will feel that you are beginning to start to see yourself without the items on the list getting in the way. Latter we talk about list items that give you pleasure and purpose.

How do you manage your fears and frustrations?

This approach of embracing and making friends with your fear and troubles come from Tara Brack, PHD. She has many YouTube videos. Here is one you will enjoy. She is pointing out that inside you is a good person and the lists items are just stories that distract you from yourself.

During your career, you are given financial advice on saving for retirement. You maintain a 401K, set aside money from your family for your own future use.  You may even get help by engaging a financial planner to guide your investing.  You are told that hobbies and vacations will fill your days with happiness and purpose. It may, but not likely.. Meditation can help you see yourself, rather than your looking good and being right views.

What is a real friend?

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Friends are not acquaintances. A friend is someone who you can

-Trust to tell you the truth, even if they disagree with you
-Will come when called
-Shared a meal and
-Shared your feeling and thoughts without judgement

What is a real friend?

Do you have a friend?

Doing the financial planning, savings in a 401K, getting the best financial advice is only part of a successful retirement.

Retirement – Journey to Fitness – Are you fit?

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Here is a simple test to see how fit you are. You will see that mobility is key to successful retirement. The test is not pass/fail; it is more to make you aware of your body. You need to see yourself for who and what you are. No judgment or evaluation, just clear vision. The purpose is to help you look at your body and your fitness condition, so you can guide your choices going forward.

Can you get up from a straight back chair without using your upper body to stand up? Yes, you have spent the last 30 plus years getting into the car, sitting at a desk and pushing a pencil. Now stand up. Not so easy? If you found the test a challenge, it should guide your choices.

You have saved for retirement, even hired a financial advisor to manage your 401K to guide you to a successful retirement. It would be sad that you spend it sitting in a chair.

Fitness is made up of two parts. What you eat and moving your body, e.g.,walking.

Here is a short video on eating regime, Ketosis –

Video of how to walk. We recommend limiting to 45 minutes per day maximum.

Retirement – “All you need is money,” is not true.

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This book tells the story of denial, procrastination, uncertainty, and doubt that you go through as you approach and enter retirement.   The viewpoint taken is that of the principal wage earner. The chapters focus on alternative paths that can be taken and why the recommendation” all you need is money,” is not true.  It is also a must-read for spouses of retirees to better understand the severe impact that retirement has on their partner.

During your career, you are given financial advice on saving for retirement. You maintain a 401K, set aside money from your family for your own future use.  You may even get help by engaging a financial planner to guide your investing.  You are told that hobbies and vacations will fill your days with happiness and purpose. It may, but not likely.