401k

Retirement – Journey to Fitness – Are you fit?

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Here is a simple test to see how fit you are. You will see that mobility is key to successful retirement. The test is not pass/fail; it is more to make you aware of your body. You need to see yourself for who and what you are. No judgment or evaluation, just clear vision. The purpose is to help you look at your body and your fitness condition, so you can guide your choices going forward.

Can you get up from a straight back chair without using your upper body to stand up? Yes, you have spent the last 30 plus years getting into the car, sitting at a desk and pushing a pencil. Now stand up. Not so easy? If you found the test a challenge, it should guide your choices.

You have saved for retirement, even hired a financial advisor to manage your 401K to guide you to a successful retirement. It would be sad that you spend it sitting in a chair.

Fitness is made up of two parts. What you eat and moving your body, e.g.,walking.

Here is a short video on eating regime, Ketosis –

Video of how to walk. We recommend limiting to 45 minutes per day maximum.

Retirement Video- Thailand – endless sex, drinking and parties – but no friends, no tribe

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Some believe that financial independence results in a happy retirement filled with unlimited sex, parties, and drinks.  Here is a video on Thailand by an American living in the middle of the party capital of the world.  Pattaya, is the city with the most sex workers in Thailand.   The biggest downside is also the biggest distraction from your life.  It is just conspicuous consumption rather than activity with a purpose.

Some quotes from the video:

“Not just the tourist things, but do things with guys with a common interest, a friend.”

“Even if you speak the language, you will never be one of them.” (Member of the tribe)

This video narrated by a retiree and about midway you will hear him say that he “wants to be with and do things with friends.”  

Link to video – The struggles of a man living in Bangkok (Pattaya same name)

Retirement – “All you need is money,” is not true.

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This book tells the story of denial, procrastination, uncertainty, and doubt that you go through as you approach and enter retirement.   The viewpoint taken is that of the principal wage earner. The chapters focus on alternative paths that can be taken and why the recommendation” all you need is money,” is not true.  It is also a must-read for spouses of retirees to better understand the severe impact that retirement has on their partner.

During your career, you are given financial advice on saving for retirement. You maintain a 401K, set aside money from your family for your own future use.  You may even get help by engaging a financial planner to guide your investing.  You are told that hobbies and vacations will fill your days with happiness and purpose. It may, but not likely.