This book tells the story of denial, procrastination, uncertainty, and doubt that you go through as you approach and enter retirement.   The viewpoint taken is that of the principal wage earner. The chapters focus on alternative paths that can be taken and why the recommendation” all you need is money,” is not true.  It is also a must-read for spouses of retirees to better understand the severe impact that retirement has on their partner.

During your career, you are given financial advice on saving for retirement. You maintain a 401K, set aside money from your family for your own future use.  You may even get help by engaging a financial planner to guide your investing.  You are told that hobbies and vacations will fill your days with happiness and purpose. It may, but not likely.